It is our belief and passion that every person deserves quality counseling, regardless of their financial resources or insurance coverage. As a result, we offer a sliding fee scale, and most insurance plans and/or EAPs are accepted.
Sliding Fee Scale
If you do not have insurance, or your insurance does not cover mental health services, we offer a sliding fee scale option. Your fee will be determined by two factors: your combined annual household income, and the number of people in your household dependent on that income amount. Please call our main office at 314-994-9344 to determine your fee.
Many insurance plans offer mental health coverage. Plans can vary from person to person, which will determine what your copay will be. We accept most major insurances and are happy to check your benefits to find out what kind of coverage you have. Some plans also include out of network benefits.
The insurance companies our counselors accept are listed below. Please be advised this list is not exhaustive. If you do not see your insurance company on the list, please contact our administrative office, 314-994-9344, and we will be happy to check your benefits for you.
Employee Assistance Programs (EAP):
Many employers allow a set number of counseling sessions per year (typically 3 – 8 sessions) that are covered through an EAP (Employee Assistance Program) at no cost to you. Your human resources department can direct you to your EAP provider, they will take you through their intake process, and then they will send authorization paperwork to us.
Insurances we accept include, but are not limited to:
*note: this list is not exhaustive, please contact the main office if you don’t see your insurance listed below, and we will be happy to check your benefits for you.
- Aetna Better Health
- Anthem / Blue Cross Blue Shield
- Assurant Health
- Golden Rule
- Healthcare USA
- Health Alliance
- Medicaid Straight (note: at this time, Medicaid only covers counseling with a Licensed Professional Counselor, if the client is 21 years or younger. For over 21 years, Medicaid currently requires that they see a Psychiatrist (MD/PhD level doctor). If you have medicaid and are over 21, we would be happy to discuss our Sliding Fee Scale options with you.)
- MissouriCare / Wellcare
- Midland’s Choice
- United Healthcare
- United Behavioral Health
- Value Options